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How it works

From statement to checked ledger

Upload, check, build your history, export. Here is what happens at each step and how FinScope makes sure the numbers hold up.

The four steps

  1. 01

    Upload

    Drop in bank PDFs, Excel or CSV exports, scans or receipt photos, whether they are from your own accounts or a client's. Choose Personal or Business, and a quick report or a custom one. Files are stored privately.

    Upload
    1. Setup
    2. 2Upload documents
    3. 3Review & generate

    Importing into Business · Quick report

    Drag bank statements or receipts here

    PDF, scans or photos up to 25 MB · Excel or CSV up to 10 MB and 2,000 rows

    Browse files
  2. 02

    Check

    FinScope reads the opening and closing balances printed on the statement and checks the extracted transactions add up to them. Anything it cannot confirm is flagged for you instead of being passed off as correct.

    Balance check
    Opening balance (printed)
    $7,268.00
    Total received
    +$8,200.00
    Total outflow
    −$2,988.00
    Closing balance (printed)
    $12,480.00

    Balances reconcile. Rows are added to your Library.

  3. 03

    Build your history

    Checked transactions join the running history for that ledger. Next month's statement adds to it and nothing earlier is replaced. Flags show exactly which rows deserve a look.

    Library
    DateMerchantAmountFlags
    3 SepClient invoice payment+$4,200.00
    4 SepClient invoice payment+$4,000.00
    9 SepSupplier payment−$860.00
    9 SepBroadband bill−$129.00
    9 SepBroadband bill−$129.00Possible duplicate
    14 SepSoftware subscription−$1,000.00Unusually large
    18 SepMarketplace purchase−$215.00
    21 SepOffice supplies−$745.50
    26 SepRide-hailing fare−$38.50
  4. 04

    Explore and export

    Use the Dashboard and Library to see what moved, then download an Excel report for your records, your bookkeeper or a client file. Every report is a snapshot, so a new download never overwrites an old one.

    Dashboard and report

    September 2026 · Business ledger

    Balances reconcile

    Total Received

    $8,200.00

    Money in for the period

    Total Outflow

    $2,988.00

    Money out for the period

    Net Cash Flow

    +$5,212.00

    Received minus outflow

    Ending Balance

    $12,480.00

    Opening $7,268.00 plus net cash flow

    Totals exclude 1 row held for review (possible duplicate).

    Excel report · 1:1 with statement

    DOC-0042 · business-statement-sep-2026.pdf

    Net Cash Flow

    +$5,212.00

    9 transactions · opening $7,268.00 · ending $12,480.00

    TransactionsIncomeExpenses

What FinScope checks

Four checks before a number counts

These are rules, not guesses. They run on every upload and they are why a flag means something.

  • Statement detection

    FinScope checks that the file is a statement or receipt before it counts anything from it.

  • Balance reconciliation

    Extracted rows must add up to the opening and closing balances the bank printed. If they do not, the document is flagged.

  • Anomaly flags

    Unusually large amounts, low-confidence reads, rows outside the statement period and invalid amounts are marked in the Library.

  • Duplicate detection

    Repeated transactions across overlapping uploads are flagged, and a statement you have already uploaded is caught before it is imported again.

We don’t rewrite your numbers

You can add notes and categories, but amounts, dates and the bank’s original descriptions stay exactly as printed. If FinScope cannot confirm something, it does not present it as confirmed.

Where AI is used

An AI reader turns your document into rows. Checks that do not use AI, balance reconciliation and the anomaly rules, decide whether the numbers hold up, and AI cannot change an amount, date or direction once a row is saved.

Read the full answer in the FAQ

When something needs a look

If an upload does not reconcile or a document cannot be read, you see which document and why, in plain language. Open a support case from inside the app, and a person replies. The case tells us which upload and step you were on, so you do not have to explain it twice.

How support works

Support
1 document needs a look: totals do not match the statement.
Support case
Reason
Upload problem
Document
business-statement-sep-2026.pdf
What happened
Closing balance does not match.
Submit case

See it on your own statement

Upload one statement and watch it become a checked ledger. It's free while FinScope is in beta.